Personal Finance

Explore expert insights and practical tips on personal finance in India. This category covers a wide range of popular investment schemes and plans, including Mutual Funds, Stocks, Fixed Deposits, Public Provident Fund (PPF), National Pension System (NPS), Sukanya Samriddhi Yojana (SSY), and more. Learn about budgeting, saving strategies, tax planning, and financial management to help you make informed decisions and achieve your financial goals.

Zero Income Tax Investment in NPS

Zero Income Tax: Investment in NPS – NPS exemption in new tax regime

By Yash
March 7, 2025

Investment in NPS: The Union Budget 2025 has introduced significant tax relief for salaried individuals, making tax-saving investments more appealing than ever. With the personal....

NPS Vatsalya Compared to Popular Investment Options

NPS Vatsalya Compared to Popular Investment Options

By Yash
December 25, 2024

Investing is the cornerstone of a secure financial future. With so many options available in the Indian market, selecting the right investment avenue can be....

What is Annuity in NPS

What is Annuity in NPS? Your Ultimate Guide to a Steady Retirement Income

By Yash
November 16, 2024

Retirement planning is incomplete without understanding what is annuity in NPS and how it ensures financial stability in your golden years. As a key component....

Ups Pension Scheme Retirement

Ups Pension Scheme Retirement: Unified Pension Scheme for Central Government Employees

By Yash
August 27, 2024

Ups Pension Scheme Retirement: In a significant move, the Indian government has introduced the Unified Pension Scheme (UPS) for central government employees, addressing long-standing concerns....

Unified Pension Scheme NPS OPS

Unified Pension Scheme: Eligibility Criteria and Future Prospects for NPS Subscribers

By Yash
August 25, 2024

Understanding the Unified Pension Scheme (UPS) The Indian government’s recent announcement of the Unified Pension Scheme (UPS) has sparked significant interest and debate among government....

Unified Pension Scheme

Unified Pension Scheme: Secure Your Future with Assured Benefits

By Yash
August 24, 2024

The Unified Pension Scheme (UPS) represents a significant step forward in securing the financial futures of government employees in India. Cabinet has approved the Unified....

Quickly Save Rs 1 Crore with a Monthly Salary of Rs 1 Lakh

Quickly Save Rs 1 Crore with a Monthly Salary of Rs 1 Lakh

By Yash
August 24, 2024

Quickly Save Rs 1 Crore with a Monthly Salary of Rs 1 Lakh Saving Rs 1 crore might seem like a distant dream when you’re....

Large Caps vs. NFOs

Large Caps vs. NFOs: Should You Invest In Large Caps Over NFOs?

By Yash
August 21, 2024

Large Caps vs. NFOs: Large-cap stocks, often referred to as large-capitalization stocks, are shares of companies with a high market capitalization, typically above ₹20,000 crores.....

Retire Early Investment In SIP, NPS and PPF

Earn Rs 1 Crore In 20 Years With Minimal Investment In SIP, NPS & PPF? Retire Early

By Yash
August 20, 2024

Retiring early is a dream for many, but achieving it requires meticulous planning, strategic investments, and a disciplined approach to saving. The FIRE strategy short....

Tax-Saving Tip NPS

Tax Saving Tip: Unlocking the Power of NPS Benefits from Employers

By Yash
August 19, 2024

Tax Saving Tip: As individuals strive to reduce their tax liability, the National Pension System (NPS) has emerged as a popular tax-saving option. While contributing....